Payment Method

1. Pay With Paypal

When you place an order with Paypal you will be redirected to the PayPal payment page, where you can confirm your payment by logging in with your PayPal username and password.

You may still check out even without a PayPal account.

To do so, please click on "Pay with Debit/Credit Card" and you’ll be redirected to a secure page where you can enter your credit card information or complete your payment safely via PayPal.

2. Pay With Credit/Debit Card

ciarra payment method

The available credit card options are listed above. The credit card companies listed above are the most commonly used credit cards on this website. Do not worry if your credit card company is not listed, we encourage you to go ahead and make the purchase.

Please note that CIARRA does not collect your credit/debit card number or personal information when you make a payment. For questions regarding your transactions on our site, please consult your card-issuing bank for information.

3. Q&A about Payment Amount


Why am I being overcharged beyond my order?

Because there is a currency conversion fee when you pay with a credit card during an order transaction, this fee is charged by the card issuer and the merchant does not participate.

What is the currency conversion fee?

Currency conversion fee: also known as international settlement fee, generally occurs when the consumption currency is different from the credit card currency. For example: your credit card account is denominated in US dollars, but now you go to a UK/European website to buy goods in GBP/EUR, then there will be a foreign currency conversion fee (GBP/EUR consumption, USD debit, both foreign currency exchange fees). Exchange fees vary between different banks and even between different credit cards. Generally, it is around 1.5%, between 1% and 2%. For details, you can consult the credit card center to inquire about the foreign currency exchange fee of your card.

How can I avoid this?

(1)  It is recommended to pay using PayPal account.
(2)  It is recommended to pay with a credit card to avoid currency conversion fees:
If the transaction is EUR, avoid using AE\JCB\Discover card
If the transaction is GBP, avoid using AE\JCB\Discover card